Now open in Chattanooga!

New location. New cars. New deals.

at 153 & Shallowford Road!

Small down payments
and affordable prices.

No credit? Bad credit? No problem!
Plus great Manager's Specials.

Check out our cars
blue station wagon red smart car black SUV
500 down payment match
500 down payment match

Coming soon!

The new

With features to help us better serve you including:

  • Daily inventory updates
  • Get pre-approved online
  • Calculate your trade
  • Calculate your payments
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New every 2 years

6/6 Warranty

Plus a large selection of quality vehicles!

Free Oil Changes

Certified Pre-owned

Experience the best

Low Rates


Chattanooga area Buy Here Pay Here USA has a large selection of quality used & like new used cars, trucks, vans and SUV’s! We specialize in in-house financing, low down payments and affordable weekly payments! No credit or bad credit? No problem. At Buy Here Pay Here, your income is your credit. In most cases we can have you driving your new car in less than an hour. All of our cars are hand-picked by our experienced buyers. Each car goes through a thorough 52-point inspection before it is ever offered for sale on our lots! Our Buy Here PayHere USA locations have numerous late model vehicles in inventory to choose from at all times! With our small down payments and affordable prices we will put you in the drivers’ seat. If you need a vehicle, we can make it happen. Visit one of our Buy Here Pay Here USA locations in Cleveland or Dayton. We serve the Chattanooga area. For more information please contact us at 1-877-794-ACAR (2227)!

For All Stores 1-877-794-2227(ACAR)

Chattanooga 423-551-3600
Cleveland 423-476-4600
Dayton 423-775-4600

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